Is Smart Cash App A Scam Or A $1500 A Day Windfall?

I’d be very happy to make $1595 a day! The creator of Smart Cash App claims that not only is it possible, but you can earn much more than that. You’d have to have a pretty fantastic system to deliver those results!

So is there really some error by a huge company that allows you to make big money? I took a look at this program, I wasn’t impressed with what I found. Keep reading my full review below to answer the question is Smart Cash App a scam or a $1500 a day windfall?

What Is Smart Cash App?

Smart Cash App is a make money online system created by a man named Robert Fisher. The cost is $37, and you can access it at

There’s no information given to you about what Smart Cash App really is in the sales video. You’re shown a lot of marketing hype and then expected to pay $37 based on how excited they’ve made you thinking about make $1595 a day, which is a number they throw out over and over

Here are some screenshots so you can see what information you’re given:

The target audience is obviously anyone who wants to make money online and is inexperienced and naive. There’re no details about what you’re buying, but a lot of hype designed to make you think there’s fast, easy, BIG money to be made online–and you can get in on it!

I want you to think about something. Suppose you went to your local WalMart and saw a big display that said, “If you give me $37, you’ll get something that will change your life and make you thousands of dollars a day! So hand over your money now!” Would you give WalMart your $37?

Of course not, because you expect to see what you are purchasing in order to decide if it’s worth buying. So you need to have the same expectations when you’re looking at a program like Smart Cash App. If they are selling a valid money-making system that actually works, why wouldn’t they market it to you in a legitimate way?

The fact is that there are valid programs out there and they do market them in a legitimate way!

Since I’ve had quite a bit of experience reviewing these types of products, I knew there was a good possibility that Smart Cash App was not going to live up to it’s high claims. But I wanted to give it a fair chance and look into what the program actually offered. So I purchased it for the $37, and was not surprised by what I found inside!

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What Does Smart Cash App Offer?

When I was able to access the Smart Cash App members area, what I found was just another version of the same program that’s been around for a while and gotten very bad reviews.

I recently reviewed a system called Smart Money and found that it was basically just a rehash of a previous program called Smart Money Methods. When another program came out called Wealth Academy, that was the same program repackaged again!

Well, guess what? Smart Cash App is another attempt to repackage and resell the same materials again under a new name. Here’s the menu for the Smart Cash App system:

And here’s the menu for the Wealth Academy system:

Here is the Smart Cash App Method 1.0, Lesson 1:

Here’s the Wealth Academy 1.0, Lesson 1:

One more shot of a section of the Smart Cash App system:

And the same section from the Wealth Academy system:

So much for the claim from the creator that Smart Cash App is a system “the likes of which you have never seen before”, right?

The fact is that systems are renamed and repackaged all the time after they’ve gotten enough bad reviews and they stop making money. The website is just shut down, and the new one comes online as a brand new, latest and greatest system to make big bucks online!

My opinion of the Smart Cash App is the same as it was when I reviewed the program as Wealth Academy and as Smart Money. The materials are general and not up to date, and no one is going to be making $1595 a day with the information given in this system. You can find virtually everything in this system online for free.

If there’s any doubt about whether or not you should avoid Smart Cash App, think about this: If it was a successful system, they’d want to keep selling it under the same brand name. You don’t see Nike constantly changing names every time it comes out with a new type of tennis shoe–there’s value to consumers when they see the brand!

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The Upsells

Before I got access to the Smart Cash App system, there were 3 upsells that I’ll detail for you. Just like in the original materials, these are all the same upsells as the previous systems that I reviewed.

However, I noted in the sales video that they had upped their marketing hype and increased the profit claims for each one to make the upsells more attractive. I don’t believe for a second that there has been any more value added to any of the upgrades, just bigger claims to help them sell better.

~ Smart Cash App 2.0–Sells for $197 and there’s no information at all about what the upsell includes. However, you get a big boost in earnings!

~ Smart Cash App Pro–Sells for $177 and again, they want you to buy it with no information of what is it because they dangle even bigger profits in front of you!

~ Smart Cash App Social–Sells for $97 and is supposed to be a series of tools you can use to master making money with social media. Just in case you’re on the fence about this one, they pull out all the stops and claim you can make:

These upsells have all the appearance of a last ditch effort to grab the hard-earned cash from your wallet. To make matters worse, I checked into Smart Cash App in Clickbank, and these are all 1-click upsells!

This means that if I click on any of the links to an upsell either in the sales video or in the program I purchased, my credit card will automatically be charged! No check out page or confirmation page to be sure that the details are right and you’re actually buying what you’re intending to buy–just an automatic purchase!

I’ve never seen a legitimate program use the practice of 1-click upsells, and I recommend you avoid anyone that does.

==>==>  Get my free Proven 5 Step Plan To Make Money With Affiliate Marketing  <==<==


Red Flags and Concerns

Red FlagThe red flags that I’ve found and the concerns that I have about Smart Cash App are pretty apparent, but I’ll recap them for you here:

~ Repackaged version of previous systems–Smart Cash App is not original at all and the materials are just retitled and reformatted to look like a brand new system.

~ No information about the system–You get nothing that tells you what Smart Cash App is until after you’ve bought the system and any upsells. So anyone who bought Wealth Academy, Smart Money, or Smart Money Methods would not know that they’re buying the same system again.

~ Ridiculous Income Claims–They’ve exaggerated the income potential to the point where it’s ridiculous, in my opinion. Working 30 minutes a day and making $1595? $6500? $10000? $100,000 a day?? Experienced marketers know that this is not going to happen with the materials you purchase with Smart Cash App.

~ 1-Click Upsells–If you need to lock in a sale so badly that you won’t give the buyer a chance to review the purchase and intentionally confirm the sale, you don’t have a valid product. This one practice alone tells you about everything you need to know about a system.

Build Your Early Retirement Rating

Thumbs down

Here at Build Your Early Retirement, we give Smart Cash App our lowest possible rating of 1 out of 5. I do not see any redeeming qualities in this system and recommend that you do NOT buy it.  I firmly believe you will not make money, but could potentially lose a lot of money trying to make this program work.

So is Smart Cash App a scam?  It’s my opinion that you could classify it a scam due to all the misleading information you’re given and lies about it being something you’ve never seen before.

As I said above, there are legitimate programs out there that provide valuable information and can help you achieve your goal of making money online. My top rated platform is the one where I learned how to start and be successful with an online business. I host all 6 of my websites with them, and continue to learn new things every day!

You can see everything they have to offer with no credit card required, which is exactly how a legitimate program should work. To find out more details, you can read my full review here.

Have you had any experiences with Smart Cash App or any of the programs above? If so, I’d love to hear about them in the comments below along with any questions you may have!


I'm Janelle, a wife, a mother, and a grandmother of 5 angels (most of the time)! I started as a way to show how anyone can become financially independent and retire early. As I build out this site, I hope you'll comment and share your experiences as well. Good luck in all your endeavors, and may your success start now!

31 Replies to “Is Smart Cash App A Scam Or A $1500 A Day Windfall?”

  1. Thank you for this thorough review on this program. I have not heard of it, but I hate to think of all the people that pay a lot of money for things believing it’s going to change their lives, only to be scammed in the end. So unfortunate.

    I agree that it definitely doesn’t look very original, and some google searches can get me free info on any of those topics that might interest me. Just not a competitive product!

    1. There are so many of these programs out there, and it’s disheartening to know that people will pay for these programs thinking that they’ll make thousands of dollars every week.  Hopefully they’ll do research and read reviews before making a decision to buy!

      Thank you for stopping by to read my review!

  2. First of all, thank you for providing us with this obviously SCAM, information. There is so many of these frauds out there taking advantage of people desperate for the get rich quick schemes. I am starting to think this stuff should be monitored and maybe regulated to prevent these frauds from taking peoples money. Do you think this kind of money making opportunity should be regulated?

    Any time you see these kind of promises, you should click away from the add immediately and run away as fast as possible.

    As you said, there are online money making opportunities available, but they do require to do some actual work and be dedicated to the process.

    Thank you for warning us about this SCAM.

    1. These kinds of fraud are regulated and can be put out of business.  Unfortunately, most of them set up a website, make a bunch of money, and then when they start getting a lot of bad reviews, they just shut down the site.  After that, they can repackage and rename it, start up another site to promote the “new” system, and do it all over again!

      Some of them do get big enough and run for years before getting shut down.  The most recent example is MOBE, who was closed down by the FTC after taking in an estimated $125,000,000!

      I think the best way to combat scams is by educating people about how to spot them and by teaching them how to recognize legitimate programs.  Knowledge is the key, and that’s why I’ll keep reviewing programs.  When I recommend to my visitors to start an online business, I also want to be sure that they know how to protect themselves from scammers.

      Thank you for stopping by and taking the time to read my review!

  3. Ha! I would be happy to make $500 a day, but that single lonely star tells me that is not going to happen with Smart Cash App! The app looks descent and colorful but then again all good traps look good too.

    You are right the name keeps changing but the game is the same. Con unwitting internet surfers into the deal of a lifetime. I guess it is a deal of a lifetime for them though because they manage to catch people in their web of lies.

    Thank for the warning, I will be sure to steer clear!

  4. I’ve actually come across the smart cash app recently and was very skeptical of their sales pitch. I always believe if it sounds to good to be true it probably is and this definitely applies in this instance…

    I appreciate when people dive into these products and expose them for what they truly are. Thanks for the thorough review!

    1. You are smart to be skeptical!  Any program you buy should have to prove to you that they have something of value.  Most people could avoid scams if they ask themselves, “Do I know what I’m actually buying here?”  That’s one of the things that I ask, and if can’t answer that question, that’s a big red flag!

      Thank you for stopping by and taking the time to read my review!

  5. Thank you so much for providing this information which will help many people keep off the trap of loosing their hard earned money. 

    I wouldn’t waste my precious time and money on a program whose founders are not free to identify themselves and so you are sure incase of anything you can’t access any help.

    Again, how do I just submit my credit card details to purchase a product that has no value at all? I wish they come up with a smarter lie!

    1. After reviewing so many of these programs, I think the same thing sometimes–wish they’d come up with something smarter, lol!  

      Unfortunately, too many people are so anxious to make money online to make their lives better for their families that they will believe this program can do it.  I was one of them years ago and lost thousands.

      So I want to be sure that when I promote starting a online business to earn more money and retire early, I also provide help to learn how to spot poor programs and scams.

      Thank you for stopping by and reading my review!

  6. Smart Cash App does seem like a scam only even if you didn’t say it so directly. If it’s just a repackaged product because the product was not doing well under the old name, then it does not do anything good to bring confidence in the minds of potential buyers like me. To make it worse, the product has upsells. Now, that’s something I don’t like. It’s good that you mentioned its 1-click upsell or automatic purchase. I will avoid this product. Thanks for the review. It was timely for me.

    1. I’m very glad I could help!  The 1-click upsells should be banned in my opinion, so I always recommend staying away from any product that uses them.

      Good luck with your online business!

  7. Janelle, 

    Thank you for a nice review and I have to say that I agree with you on your recommendation.  Such a shame that these types of marketers still exist.  I stopped looking at these types of sites and the fantasies they try to sell you some time ago and now, like you, am spending my time building my own online business the correct way.

    There are two types of marketers online, those like the one’s you review, and us, who will win out with legitimacy!

  8. I am so tired of these programs emailing me every day. I even bought one I was so stupid. I bought a program from Ocotillo Marketing. I paid $314 for this program that was supposed to have everything set up for me. Being a complete newbie and had already been through a couple of the cheaper ones it sounded good. They did what they said, they built me a website, Then after about two weeks I get this call and the guy says I need to do some marketing or else I won’t get anywhere he $1,000 To do all of the marketing. After I refused about two weeks later I get another call this guy wants $500 now and then $5oo later, after I refused that one about two weeks later and another guy call and offers me the same deal. Well now I have his phone number memorized and I don’t even answer the phone. But now I have this website that only accepts ebay advertising so I put a bunch of advertising on it and it sits there.

    1. I’m so sorry you had this experience, but you are not stupid! I had the exact same experience years ago and wound up losing over $10,000 overall. These programs know exactly what to say to make you believe they’re legitimate and can help you make thousands of dollars online. In my case, I was a single mom working long hours in a swing shift job and anxious to work from home to see my daughters more. When you want something bad enough and want to believe there’s something out there that can give you and your family so much more, you don’t see the red flags.

      If you want to make money online, I encourage you to check out Wealthy Affiliate’s Starter program. It’s free and you don’t even have to put down a credit card. You can create 2 websites, get training, get help with their online community, and more. This is not a free trial, you can stay with their free membership indefinitely. You’ll be able to see everything the program has to offer–no big promises and there’s no spam allowed in the WA community. So it’s a safe place to learn!

      If you decide later on that WA is for you, their Premium membership is just $49 a month. You get to create up to 50 websites, access weekly live training, and much more. If you’re interested in checking it out, you can read my full review at Is Wealthy Affiliate Real Or A Scam? My Review.

      Thank you for stopping by and taking the time to read my review–good luck!

  9. If it would be a legit product that even got half of the claimed money earnings per day, they would sell it for a lot more. But like always the trick is to offer a product and overhype it and offer it for a fairly low price, that people are willing to easily pay.

    The upsells are pretty crazy. So you just bought Smart Cash App, “Woohoo, let’s earn some cash!” Then Boom! You realize you’ve bought the old version and the 2.0 version costs almost $200. “Okay”, you think. “Let’s do this, it’s surely gonna make me a Boss!” Then Bam! You realise you just bought the amateur version and you need the Pro version…

    They should have done better with choosing names for the upsells…

    1. That’s exactly the way it works–you’ve hit the nail on the head!  Once you think that a program can make you thousands of dollars each month, it’s easy to convince yourself to buy into these upsells.  Unfortunately, they find out too late that they don’t work, and they’ve lost all the money you’ve made trying to be successful.

      Hopefully people will read reviews before purchasing so they can make a better informed buying decision!

  10. Scams is a very touchy subject purely due to the number of honey traps available on-line. Smart Cash is just one of them and is one that I almost got stung by some time ago. 

    In my opinion many more people should flag these sites as soon as they come across them.

    1. It’s so easy to get caught up in one of these online money-making programs that do nothing but empty your wallet. Glad you were able to see through it and avoid losing money!

  11. This is a very good review.  I to have been taken in the past.  It cost me $49 dollars for the scam which is much less then I’ve heard of other people spending on money making schemes. Smart Cash App seems to be scam just repackaged.  Thanks for biting the bullet and trying out the program and writing a honest review on it.  There are programs out there that do work but nothing that is going to make you money is going to be easy.  Many of these programs make it seem like you can do nothing and make tons of money. Thank you.

    1. I think the reason that people fall for scams is because there are so many of them out there telling everyone that you can make easy money online with hardly any effort.  They don’t understand that these programs can tell people anything they want to, and it’s almost impossible to oversee every website that pops up with a new get-rich-quick scheme.

      Hopefully when people see a program, they’ll do some research and read reviews to give them a perspective from someone more experienced.  Thank you for stopping by!

  12. Smart cash app? I’m way past any of these scams online anymore. I got so sick and tired of these con artists.
    If it sounds too good to be true, it probably is? Bingo!
    To actually believe that you could make that kind of money in one day?? All you’re going to do with Smart Cash App is fill this guy Fisher’s pockets with cash. The scammers today can be smelled a mile away.
    Thankfully I found Wealthy Affiliate and let me tell you that there isn’t a better more legitimate program out there today!
    Once you see what they offer you, you’ll realize how lucky you are! You can build a successful online business with awesome training and support! This is the one not to pass up!

    1. To me one of the greatest benefits of Wealthy Affiliate is that they offer so much value, it makes it easy to see a scam for what it is! Once you experience a legitimate program, you wonder how you didn’t see through the bad ones. I’m glad you found WA and are having success with your online business!

  13. After reading through your very detailed review, I certainly agree with what your findings were. Within the first part of the explanation of their program, I see nothing talking about what we are buying. I see a lot of generic hype and discussion about what fast or as they say Smart Cash is received quickly. This plays into the current mindset of many wanting something now in success. success comes with hard  work over a period of time not quickly within days. BIG RED FLAG! Good review. No interest from me even if I did not look over your review!

    1. That’s great that you can spot the red flags and know what to look for.  You’re exactly right when you say success comes with hard work.  Making money online can be extremely lucrative, but it takes time and effort to build your business.

      Thank you for taking the time to read my review!

  14. Smart cash app? I’m way past any of these scams online anymore. I got so sick and tired of these con artists. If it sounds too good to be true, it probably is. Bingo!

    To actually believe that you could make that kind of money in one day? All you’re going to do with Smart Cash app is fill this guy Fisher’s pockets with cash. The scammers today can be smelled a mile away.

    Thankfully I found Wealthy Affiliate and let me tell you that there isn’t a better and more legitimate program out there today. Once you see what they offer you, you’ll realize how lucky you are! You can build a successful online business with awesome training and support. This is not to pass up!

  15. Hi Janelle,

    I want to make $100,000 every day because if I did that I would be making $36,000,000 a year! Where do these people come up with this stuff?? And if I did that, you could rest assured, I won’t be selling it! At least not for a couple of hundred bucks!

    Thank you for letting me know about this Smart Cash App scam as well as the others you mentioned the Wealth Academy System and Smart Money Methods. Three more scams to stay away from! Why do you think these scam go unnoticed by the FTC? It is screaming scam! Maybe they have to make people lose millions before they shut it down?

    Thank you Janelle for helping us avoid these scams! Keep up the good guy work!


    1. I believe the FTC would love to shut down these sites.  But the problem is that they only stay around for a little while until there’s enough negative reviews that the money stops rolling in.  Then they shut down the site, refurbish the program a little, and release it as a new system on a different website.  Rinse and repeat!

      One program that the FTC did recently shut down was MOBE, and it’s estimated that they took in over $125,000,000 before they were finally stopped.

      Thank you for taking the time to read my review!

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