“I want to make money online now!” I can’t tell you how many times I said those words to myself. There are many of you right now who are thinking the same thing, right?

It doesn’t matter whether you’re stuck in a dead-end job, wanting to spend more time with your family, needing to work from home to care for loved ones–the fact is that you know there’s money to be made online, and you want to earn it!

But I learned the hard way about what it takes to make REAL money online. Now you can learn from my mistakes!

The “Now” Mentality

With the invention of the internet and mobile devices, any information you could possibly want on almost anything is literally at your fingertips!

I can remember when I had 10 minutes a night to talk on our one house phone to my friends. If I wanted to look something up, I went to the set of encyclopedias in our living room (really showing my age here!)

But now I can pull a computer right out of my pocket, instantly contact my family and friends by phone, text, or social media, and find any information I want with a quick Google search!

I absolutely love technology, and especially the ability to know and do so much more instantly. I call it the Now Mentality, and it’s easy to get caught up in it and want everything to happen now!

It’s understandable when you think about it. Literally, almost everything in our life has become faster and easier because of the internet.

  • I don’t write checks anymore, I pay bills online
  • Don’t feel like going to the store? I order online and have it shipped right to my door
  • Want to read a book? I download it and start reading it within minutes!
  • Need to check the weather? Pull up my weather app and see the forecast for anywhere in the world!

It’s no wonder, then, that when it comes to making money online, people want to believe that it can happen right away. It seems reasonable that technology has made it fast and easy!

I was one of those people, and unfortunately, the only thing that was easy was me being a target for scam artists.

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Easy Targets For Scams

Scammers know 2 things that make them successful:

  1. People are desperate to make money online.
  2. The right marketing will convince them they can do it fast and easy.

There are all sorts of reasons why so many people want to earn money online–to quit jobs they hate, work from home, see their family more, travel the world, care for loved ones, earn money in retirement, and more.

For most of us, creating an income through an online business isn’t just about the money–it’s about having the freedom to change our family’s lives for the better. So when someone tells us that they can show us how to do it now, we want to believe them!

Years ago, I was desperate to work from home and leave a high pressure, swing shift job. I was a single mom, and my parents helped take care of my 2 daughters when I worked. But there were days I barely got to see my girls, and working from home would have changed our lives so much!



Everywhere I looked online, there was somebody saying they were making thousands of dollars a month online, and they started earning it right away! I thought that with all the new technology out there today, if they could do it, so could I. So I bought a program that promised the world and had a money back guarantee.

Well, the program didn’t work, cost tons of money to keep trying, and they didn’t honor their guarantee in the end. To make matters worse, my desperation drove me to try another program after that, but I had the same results. I swore off the idea of making money online and was sure that it was all a big scam!

I can look back now and wonder how could I be so naive? How could I believe all the claims that they made? But I realize that I’d wanted to make money now and had only looked at programs that said what I wanted to believe!

Time, Effort, And Patience Pay Off

I eventually found a less demanding job and was able to work a schedule that was much better for our family life. But having my own online business and working from home was always in the back of my mind.

Then something happened that made me take a chance again–grandchildren! I wanted to spend as much time with them as I possibly could by retiring early and working from home.

By this time, I had done a lot of research and learned enough to know that there were legitimate business models that could enable me to earn money online. I also knew that those who were successful didn’t do it overnight and didn’t take shortcuts with get-rich-quick schemes.

The money spent on my previous experience turned out to be educational after all–I could spot a scammy sales video a mile away! Then while I was reading an article (about selling homemade soap online, of all things!), I learned about a program that seemed different from the others.

The article didn’t talk about how many thousands of dollars you can start making now or how you can work only an hour a day and get rich. It talked about starting an online business that could earn long-term, consistent profits if you put in time, effort, and patience.

Still skeptical of any program at this point, I took a look at it. I’ll always be grateful that I started making homemade soap, because it led me to the exact legitimate program that I needed to start an awesome affiliate marketing business online!

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You Need A Legitimate Program

I will tell you right now that you need a legitimate program to make money online. But, unlike most of the promoters out there, I will also tell you that it will take hard work, time, and commitment to make money with a legitimate program.

So you have to stop looking at get-rich-quick promotions–they will never work! Instead, start looking at a program that tells you the truth, one that tells you that shortcuts and done-for-you systems will never be successful.

For me, that program is Wealthy Affiliate, and it’s my #1 recommendation because it works! I now have 6 websites hosted on their world-class platform, and they taught me everything I know about affiliate marketing.

Affiliate marketing is a simple business model that doesn’t involve any selling, keeping inventory, or risky cryptocurrencies. You simply promote products on a website and earn commissions when your visitors go to a retailer and buy something.

It’s the best low-cost online business for beginners to start, and for those who put in the time and effort, your income potential is literally unlimited! To see a good general guideline for how long it will take you to start making money online, read How Long Does It Take To Start Making Money With Affiliate Marketing?



Wealthy Affiliate has everything you need–website hosting, complete training, and an awesome online community of marketers who will support and inspire you. The cost is $49 per month for their premium program, but you cost can go as low as $29.99 per month by paying yearly–for a complete online business!

One of the ways that you can be sure it’s a legitimate program is that they offer a starter program where you can see everything the platform offers. You can even create 2 websites and stay on the starter membership as long as you want–with no credit card required!

You CAN Build A Full-Time Income Online

The fact is that with the right mentality and expectations, you can make money online and live the lifestyle you want. But you have to think long-term and understand that no system is going to make it happen now!

So try Wealthy Affiliate and see if it’s right for you.You’ve got nothing to lose, and if you’re like me, you may have found the way to make your dream come true!

I'm Janelle, a wife, a mother, and a grandmother of 5 angels (most of the time)! I started BuildYourEarlyRetirement.com as a way to show how anyone can become financially independent and retire early. As I build out this site, I hope you'll comment and share your experiences as well. Good luck in all your endeavors, and may your success start now!